![]() Sometimes it’s best to visit a couple of stores to get the best deals. Pro Tip: To maximize your savings on groceries, take an afternoon to do a Grocery Comparison to see which store is really the cheapest. Don’t take anyone with you as this just causes unnecessary gathering that adds up. Once you have everything on your list, it’s time to hit the store – ALONE. There are a couple of freebie Lists on our site for you to try out and see what you like. You now have a plan with a menu and you can create your grocery list. It is a huge financial win when we do this! Step Three – Grocery List If you are really good, you will base your menu planning from what you already have on hand before buying any more food! We try to “eat out of the freezer at least once a week” whether it be leftovers or eat something we bought and it got shoved in the freezer. Go through your freezer and pantry to see what you already have that you can use. Match your calendar to your realistic plans for meals. You will MAXIMIZE your grocery savings by this one step alone! It is huge. The last thing you want to do is plan a big roasted chicken dish and come to find out that it is the night you are not home until late. ![]() Grab your calendar or day planner and sit down for a few minutes and look over your upcoming week BEFORE you make a menu. Start out by planning your meals for the week using a meal planner. This all begins BEFORE you hit the grocery store though! Save Money on Your Groceries! Step One – Meal Planning There is always room to save some cash by shopping smartly at the grocery store. □ How to Find Money to Meet Savings Goal □ How to Save Money on Groceries You will have a different perspective on money and savings at that point and will be able to find a couple more tools that might help. Once you have gone through the list and started saving, revisit the list again in 6-8 weeks. We will give you a lot of tools, tips and tricks to help you FIND that money you need to buy that fictitious $1000 bed mentioned above!īelow, I have broken up many aspects of our financial lives to give you dozens of ideas to try to cut back and find money to save. I bet at least one will help you! We aren’t going to give you a cute savings log and just say “good luck!” I can save a few pennies here and a few pennies there and BAM! I have $100. This is my personal favorite because I am all about saving the pennies. Option Two: Skip using the 10% portion and write down every small savings contribution you make towards your goal. This is ONE EXAMPLE of how to use this savings sheet! Then color in below each time you have the $100 met and I like to put the date next to it. So you will target saving in $100 increments. So if you’re saving for a new bed that is $1000, your 10% savings is $100. ![]() It is a manageable amount that most people can look to achieve. Note: The 10% is added here to help you focus on saving 10% at a time. Option One: Fill in the block for what you are “saving for” and how much it is. There are two primary ways use this free money savings chart so it can help as many people as possible when creating a new habit in your life. Download a free budget template so you’ll always know your current financial standing.5 Monthly Calendars to Crush Financial Goals □ How to Approach This Two Ways One of the more visual budgeting templates, the budget wheel is a fun way to see where your money goes.Įvery Excel budget template incorporates spreadsheet functionality, graphs, and customizable styles. For general use, try a wheel budget template. This template for a budget indicates estimated versus actual costs for individual items and automatically calculates the difference.Įvent budgeting templates itemize expenses, including costs for the venue, refreshments, entertainment and more, so you know where each penny goes. A family budgeting template can track monthly income, expenses, and cash flow and present the information visually.Īlternatively, you can use a household budget template in Excel. There are budget templates available for a variety of uses, covering budgets for your household, wedding, business, events, and college. A budget spreadsheet template will help you monitor your expenses with accuracy. Simplify your budgeting plan with budget templates to keep track of your personal or business finances. Track your business finances with a budget template spreadsheet or graph
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